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The ABCs of Managing Money

Always Keep Track

You should always keep track of all of your accounts, and running balances of those accounts – specifically, the ones that you use on a daily basis. This will help prevent late payments or being overdrawn on your checking accounts, or going over your limit on your credit accounts.

Build Credit Carefully

You don’t want to run out and snatch up every credit card offer you receive. Be selective, and don’t go crazy. You want as many as you can handle, and that you can keep in good standing (preferably paid off), but not so many that you lose track or risk running up the bills.

Cut Down on Non-Essentials

If you are trying to pay off debt, then you should reduce or even eliminate non-essential items. The money you save could could give you extra money to put towards your other debts.

Destroy Possible Ways to Fall into Debt Again

If you find it hard to resist the urge to max out your credit card again, then you may want to consider cutting them up. If you want to have them “in case of emergency”, be sure to leave them at home (unless you’re about to be somewhere you couldn’t easily get to them – like going on a road trip).

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