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Obama vs. McCain: Whose Healthcare Plan Reigns Supreme?

Obama vs. McCain: Whose Healthcare Plan Reigns Supreme?

NursingLink

October 28, 2008

Presidential hopefuls, Barack Obama and John McCain, both want healthcare coverage for all Americans, but they have very different ways of going about securing affordable insurance for all. Obama’s plan involves a heavier government hand, including subsidies and coverage of all children. McCain’s plan, on the other hand, relies on individual responsibility.





Which healthcare plan do you think will win over the voters? Check out this overview, and then share your opinion on the discussion board.

Senator John McCain – Presumptive Republican Nominee

Senator John McCain’s healthcare reform plan involves taking power away from the government and giving it back to the patients. He believes that families should be in charge of how they spend their healthcare money, and plans to lower consumer cost through competition and portability:

• Utilize competition between companies to bring about lower healthcare costs.

• Reform the tax code to create more choices for consumers – Individuals will have the option of employer-based healthcare, but they will also receive a refundable tax credit of $2500 ($5000 for families) to offset the cost of coverage. Families will choose their provider and deposit extra money into Health Savings Accounts.

• Insurance that remains intact no matter where you work and remains if you take time off to raise a family.

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Source: Creative Commons

• Expand Health Savings Accounts so families and individuals take control over their healthcare spending.

A large part of McCain’s plan is to ensure coverage for high risk patients – those with chronic illnesses, children, and the elderly:

• Work with states to create guaranteed access plans for high risk individuals – For example, establishing a nonprofit organization that would contract with ensurers to cover patients who have previously not had insurance or been denied insurance.

• Fund the Guaranteed Access Programs with help from Congress and state governors.

McCain aims to lower healthcare costs for all Americans through “common sense initiatives” that will help all families afford comprehensive care:

• Lower prescription prices by increasing the number of generic drugs available.

• Emphasizing prevention of chronic diseases and combating them through early intervention. Also, dedicating more federal money toward research of chronic diseases.

• Encouraging providers to coordinate care – thereby providing a single bill for healthcare costs – in order to lower overall cost and make each provider accountable.

• Increase use of healthcare information technology.

• Medicaid and Medicare will no longer pay for preventable errors or mismanagement.

For more information on Senator McCain’s health plan, please visit JohnMcCain.com.


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  • Iq_max50

    MissRN2009

    almost 6 years ago

    28 comments

    I agree, but what's done is done!

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    basiajune

    almost 6 years ago

    104 comments

    If anything there needs to be more programs to prevent all these children to be born and the parents can not take care of them and do not work so they end up getting welfare and medicaid. I would be more happier going to work and having my hard money taken out of my checks if it is going toward preventing babies to be born and their parents not being able to take care of them themselves!!!

  • Me_work_max50

    basiajune

    almost 6 years ago

    104 comments

    I also like McCains plan better because Obamas will increase our taxes for those who want to work! I also kind of agree with Farmgirl796. It was not right for her to say that it is only illegal people who do not have insurance. But I live in Chicago and you see alot of people taking advantage of the government insurance that we are paying for and the more kids they have for free the more they get. And I do now of a few people that have came here to Chicago to have their kids and not pay for anything and then go back to Mexico. I do billing for Public Aide patients. And it is a nurses job to help and take care of those who can't take care of themselves and are sick. But something has to be done for those that are paying taxes and working hard and paying for another teenager to have another baby claiming she does not know who the father is so she gets more. It is not right for us!

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    lashawn586

    about 6 years ago

    2 comments

    I have been a RN for about 6 months now. I have a son with severe ashma in and out of the hospital healthcare insurance is so crazy I can barly handle my other responsiblilties of daily living, because I pay so much for healthcare. I am with Obama's plan everyone should have healthcare no matter what conditon they are in or how they live and we as Nurse should understand that

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    gerinurse613

    about 6 years ago

    2 comments

    Farmgirl796: As a fellow nurse, I am ashamed at your comments. I can not believe you would think or say that in the United States "most" of the people without health insurance are Illegals. You are in healthcare and your priority should be to help all who need medical care without regard to race or status. It sounds to me like your one of the many nurses who got into nursing because of the money not because you actually care about other human beings. We are all in the same boat, I have health insurance that is costing me an arm and a leg. But I am also a nurse who believes in helping those in need and need the care I can provide. By the way I am a born and breed American and believe in helping those who can not help themselves, not matter where they come from!

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    djroxy05

    about 6 years ago

    2 comments

    I like McCain's plan. Sounds nicer to me to be in control and have a say in my healthcare plan, rather than have it government mandated and paid for by increased taxes.

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    farmgirl796

    about 6 years ago

    4 comments

    Let me say as a nurse, we see very little people who have insurance. Most are illegals who come to US to have their baby, and go back home to Mexico or whereever. They get "emergency Medicaid" - and never have to pay a dime. While us nurses (for example) are working our asses off to make ends meet, we are paying for these freakin illegals and all the other lazy asses who won't get a job. Some 20 yr olds having their 4th or 5th baby, will call their friends on the phone and say "I had another kid, I'll get more welfare money, food stamps and free food from the WIC program". That burns my ass that I work to pay for their babies to be born. Why don't everyone take care of their own? If you have no incentive to get out there and have a job, or use birth control, they why should I have to pay for you and your family to lounge around the rest of your life? You can't afford insurance, but your cell phones, and video cameras are top of the line, and way better than what I can afford. What is up with that? If Obama wants equal health care, he better be finding somewhere else to get the money than from my pockets.

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    prettyprincessnv

    about 6 years ago

    6 comments

    Sounds too good to be true Obama! Coverage for all ? Whos going to pay for that honestly. Even coverage for illegals? Thats not smart, we should make sure people can go to college and get good educations and jobs so that they can afford their own health care. The government can't afford heath care for all and eaither can we!

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    Osborne5117

    about 6 years ago

    4 comments

    I'd rather my government made sure healthcare/insurance was available to everyone than to wash it's hands and look the other way. Not everyone who can not afford insurance or is under-insured is a lazy bum. That type of stereotyping needs to be put to rest so that we can move forward as a nation. Medicare/Medicaid needs a serious overhaul to reduce fraud and improve efficiency. Lets start living in the solution, not the problem.

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    ZonaB2

    about 6 years ago

    4 comments

    A few facts seem to be overlooked in some of the previous comments:
    1. There is already a major shortage of nurses in the United States. Estimates are that approximately 1 million Registered Nurses (RN) will be needed by 2012 to alleviate the current shortage of nurses.
    2. The current pay for RNs varies greatly across the country. Some RNs are paid quite well. Others are barely above the poverty level.
    3. If the work environment becomes even more hostile as government dictates care that can and cannot be provided...even more so than the current situation...which is pretty frustrating most of the time, we will see burnout occur at an even faster rate than the current 2 - 3 years burnout rate we see among new RN grads.
    4. The average age of RNs is 48 years.

    I could go on about the shortage of pharmacists, physical and occupational therapist, etc. However, I think you get the idea. The shortages will only get worse as the Baby Boomers retire and become patients as they age.

    Socializing the health care of this country will not motivate future nurses, doctors, pharmacists, PTs, OTs, etc. to enter the field. They will not be able to truly advocate for the needs of their patients when everything is dictated by the government.

    Before the days of Medicare and Medicaid, the cost of health care was dictated by the local market. Doctors often were paid by bartering by patients who did not have cash. The local economy dictated what the doctor could charge.

    Once government got involved, the costs sky-rocketed! Until the pharmaceutical industry curbs their craving for outrageous profits, the entire industry is stuck in the upward spiral of costs.

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    ZonaB2

    about 6 years ago

    4 comments

    I have been unable to find how Obama plans to pay for all his initiatives.

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    u84r06

    about 6 years ago

    2 comments

    Why don't we the people take responsibility of our own health. We can then be 100% in control without the government telling us where to go, when to go, and who to go to. I don't live in Canada. I don't want socialized medicine. We will loose a lot of great Dr.'s is Obama gets in office. Scary to think that I will be punished because I work for what I have, but those that choose not to work, I pay for them also. Not right.

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    pgainer

    about 6 years ago

    2 comments

    NO matter who you vote for health care is an industry and it like other business is in need of being fixed.medicare is not the answer to what ails our health care economy.medicare has gone for many years without concurrent monitoring of utilization.Providers are reviewed retrospectively and often are denied payment for services and may be fined.Ever hear of medicare fraud? CMS is the regulating bureau for MC and MA(medicaid) and commercial insurances follow CMS guidelines for payment and reimbursement.The heath care insurance industry is highly regulated by the state dept of labor so government is not seperate from the private sector.Please become educated on how the insurance industry monitors providers and reimburses for services.Reimbursement affects our salaries!SO much to learn-I'm a case manager and I know.

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    ToxicShock

    about 6 years ago

    18 comments

    Iowagirl, what is your solution for people who cannot afford healthcare? They would be fucked under McCain' plan, but would get coverage with Obama's. Would you rather have people continue to be uninsured just so they can "take a little ownership"? You obviously have never had to deal with being less than middle class.

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    Iowagirl

    about 6 years ago

    2 comments

    Sounds like McCain is giving the people the choice to be responsible with their money & Obama is spoon feeding you. I say Grow up America & take a little ownership. Don't let someone spoon feed you & make you think everything is OK. He is manipulative!

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