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Found a school...now what

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Ceremony_132a_max50

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Posted almost 5 years ago

 

I'm sorry if this answer is somewhere on the board already, but I had to ask.


I already have my BA, but I am in the process of completing prerequisites for the ADN program at my local community college. How do I pay for my rent and other bills when I have to go to school full time? Can the loans I get be applied towards living expenses? Does anyone on this board have experience like mine? I would go for a MSN, but it is way too expensive for me.


Check out my blog: http://myfinanciallessons.blogspot.com/

076_max50

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Rate This | Posted almost 5 years ago

 

With most nursing schools being full-time considering you have to do clinicals you may have to choose between working and going to school. I havent yet heard of a part time RN program but some people can work and go to school but it is very hard I have heard.  Most nursing instructors tell you if you dont have to work ,dont.  Maybe you can work part-time.  But you will have to adjust your schedule to accomadate clinicals.

Ceremony_132a_max50

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Rate This | Posted almost 5 years ago

 

Thank you for your input. It isn't the tuition payments that I can't deal with. It is the bills that I have to pay while in nursing school (ie rent/mortgage, car loan, and past student loans) that are the issue.


I see now why there is a  nursing shortage....Schools make it IMPOSSIBLE to work and go to a RN program part time. I really wanted this job because I want to become a nurse. But having $1639.56 (rent, car, sludent loan, ...) in bills a month won't happen on part time wages.


I'm so sad. Does anyone on here live in the Bay Area, CA and have advice?


Check out my blog: http://myfinanciallessons.blogspot.com/

Photo_user_blank_big

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Rate This | Posted almost 5 years ago

 

Your student loan money can be used to help cover living expenses while in school as long as you maintain at least 1/2 time status.  Also, when you are in school at least half time, your student loans can be deferred until you graduate - the unsecured portions wil continue to accrue interest, but at least you will be relieved from making those payments as long as you maintain at least 1/2 time enrollment.  Go to the FAFSA website for more information - I'd avoid private loans - the interest will be higher and no deferral for current loans.