Hi everyone I'm ayesha. I'm a new rn fresh out of nursing school. I'm interested in what type of insurance do some of you guys have to protect yourselves in case you get sued. I need to know prices and how fast it can be activated.

Thanks

I also have nso and have had it since I started nursing. And it's not too expensive. New nurses get a discount the first year, if they apply within the first year of nursing.

Funny how things change.  I had to have malpractice insurance in college, while doing nursing clinicals.

My insurance now is $98. a year. NSO gives you a discount the first year for new grads if you get it within your first year. I'm thinking it was either $50. or $75. I can't remember.

thanks...............great number info.

at least it's a heads up for me.

At a recent education session one of our local lawyers asked the question "How many of you carry your own malpractice Insurance?" majority of hands were raised to which the attorney replied "thank you, its easy money for me". When questioned he informed us the majority of nurses who are named in lawsuits are protected by their hospitals policy unless the nurse is "grossly negligent" and that if you carry your own insurance then they'll go after your policy because the majority of carriers will quickly settle.- Food for thought....

I was always told the same as kayakarn.  Most hospital's are required to cover you...they hired you.  Hence, this is why most hospitals do drug screens, orientation, mandatory trainings....... I've only carried insurance for a 4 year span of almost 19 years.